manage your debts
in real-time
No stress, no hassle. Transform your South African debts into simple monthly installments that work for your budget.
Check Your Outstanding Debts
Your information is secure and protected. First time users must register to get started.
How BudgetPay Works
Simple, transparent, and designed for South Africans
1. Enter Your ID
Simply enter your South African ID number to instantly discover all your outstanding debts across government and private services.
2. View Your Debts
See all your outstanding amounts - traffic fines, TV license, e-tolls, municipal bills, school fees and more in one place.
3. Choose Your Plan
Select a monthly installment plan that fits your budget. From 6 to 36 months, with transparent pricing and no hidden fees.
Services We Cover
Consolidate all your South African debts in one place
Traffic Fines
Metropolitan and provincial traffic violations
TV License
SABC television license fees
E-Toll
Gauteng e-toll road usage fees
Municipal Bills
Water, electricity & municipal services
Medical Bills
Private hospital and medical debts
School Fees
Private and public school fees
Telecoms
MTN, Vodacom, Telkom & Cell C
Insurance
Life and short-term insurance arrears
Retail Credit
Store cards and retail credit accounts
Microloans
Short-term microloan providers
University Fees
Public and private university tuition and outstanding balances
Rent Arrears
Rental arrears with landlords and property managers