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BudgetPay (Pty) Ltd · Effective Date: 10 April 2026 · Last Updated: 10 April 2026
This Cookie Policy explains how BudgetPay (Pty) Ltd (“BudgetPay”, “we”, “us”, or “our”) uses cookies and similar tracking technologies when you visit our website at budgetpay.co.za or use our platform.
This policy should be read alongside our Privacy Policy and Terms and Conditions.
Cookies are small text files that are placed on your device (computer, smartphone, or tablet) when you visit a website. They are widely used to make websites work more efficiently, remember your preferences, and provide information to website owners about how their site is being used.
Similar technologies — such as web beacons, pixels, local storage, and session storage — work in comparable ways and are covered by this policy.
We use cookies for the following purposes:
These cookies are strictly necessary for the Platform to function. They enable core features such as user authentication (keeping you logged in), security (preventing cross-site request forgery), and session management. Without these cookies, the Platform cannot operate correctly.
Examples:
These cookies cannot be disabled as they are essential for the Platform to operate.
These cookies remember your preferences and settings to improve your experience on the Platform. For example, they may remember your notification preferences, display settings, or previously entered form data.
Examples:
These cookies help us understand how users interact with the Platform so we can improve performance and usability. The data collected is aggregated and anonymised — we cannot identify you personally from analytics data.
Examples:
| Cookie Name | Type | Purpose | Duration |
|---|---|---|---|
| next-auth.session-token | Essential | Maintains your authenticated session on the Platform | Session / 30 days (if "remember me" selected) |
| next-auth.csrf-token | Essential | Protects against cross-site request forgery attacks | Session |
| next-auth.callback-url | Essential | Stores the URL to redirect to after login | Session |
| __Secure-next-auth.session-token | Essential | Secure version of session token (HTTPS only) | Session / 30 days |
| budgetpay_prefs | Functional | Remembers your notification and display preferences | Up to 12 months |
| _ga / _ga_* | Analytics | Google Analytics — page view and usage tracking (if enabled) | Up to 24 months |
This list may be updated as we add or remove features. We do not use advertising or third-party tracking cookies.
Some features of the Platform rely on third-party services which may set their own cookies. These third parties have their own privacy and cookie policies which we encourage you to review:
| Third Party | Purpose | Privacy Policy |
|---|---|---|
| Paystack (Stripe) | Payment processing and fraud prevention | https://paystack.com/terms |
| Google (OAuth) | Google Sign-In authentication (optional) | https://policies.google.com/privacy |
You have several options to control cookies:
Most browsers allow you to control cookies through their settings. You can typically:
⚠️ Note: Disabling essential cookies will prevent you from logging in and using the Platform.
Under the Protection of Personal Information Act 4 of 2013 (POPIA), certain cookies that collect personal information require your informed consent. Specifically:
You may withdraw consent at any time by disabling non-essential cookies in your browser settings. This will not affect the lawfulness of processing carried out prior to withdrawal.
We may update this Cookie Policy from time to time to reflect changes to our technology, legal requirements, or business practices. When we make material changes, we will update the “Last Updated” date above and, where appropriate, notify you through the Platform or by email.
If you have any questions about our use of cookies or this Cookie Policy:
This Cookie Policy was last updated on 10 April 2026.